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Rock N’ Roll with us at the 45th Annual CMLA Convention!
Vail Marriott Mountain Resort • August 8 - 10, 2018
Meet N’ Greet
Meet the 45th Annual CMLA Convention Attendees! This is a preliminary attendee list and will continue to be updated as registrations are processed.
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Mark R Adams
Mark Adams, HousingWire Magazine, Senior Account Executive
Taylor  Adams
Taylor Adams, Mr. Cooper Correspondent, AE
Terry A. Aikin, CMB
Playing Golf
Terry Aikin, MGIC, Managing Director
Erik D. Anderson, CML
Erik Anderson, Land Title Guarantee Company, Vice President Business Development
Karen M. Anderson
Karen Anderson, SunTrust Mortgage, Inc., Vice President -Account Manager
Bob Arrington
Playing Golf
Bob Arrington, Advantage Credit, Inc., Vice President Sales
Jeff E Ausman
Playing Golf
Jeff Ausman, 1st Reverse Mortgage USA, Director of Business Development
Nicole D Avey
Nicole Avey, American Mortgage Consultants, Vice President of Sales
Melinda Berlin
Melinda Berlin, Cherry Creek Mortgage, AVP Post Closing Manager
Bill Besher
Playing Golf
Bill Besher, Cornerstone Home Lending, Inc., Loan Officer
Lisa Blackburn
Lisa Blackburn, Pacific Union Financial, LLC, Account Executive
Debbie Blydenburg
Playing Golf
Debbie Blydenburg, D/B Consulting LLC, Owner/Consultant
Nicole Booth Ehrbar
Nicole Booth Ehrbar, Quicken Loans, Vice President of Public Policy
Matt Brammer
Matt Brammer, First Guaranty Mortgage Corporation, Regional Sales Manager, Correspondent Division
Ellison Charles Brimage
Playing Golf
Ellison Brimage, Gateway Mortgage Group - Retail, Mortgage Loan Originator
Amanda Buczek
Amanda Buczek, AmeriHome Correspondent, VP Correspondent Sales Executive
Kenny Burch
Playing Golf
Kenny Burch, Richey May & Co., LLP,
Kerry J Caldwell
Kerry Caldwell, First Home Bank, Residential Sales Manager
Rachel Caple, CML
Rachel Caple, Geneva Financial, LLC, National Sales Director
Sean Caple
Sean Caple, UDR,
John Carson
John Carson, Cherry Creek Mortgage, General Counsel
Heather Church
Heather Church, Cherry Creek Mortgage, VP of National Closing Operations
Dan  Cimino
Playing Golf
Dan Cimino, Fidelity National Title Company, Sales Manager
Paul D. Cisneros
Paul Cisneros, City National Bank - Warehouse Lending, VP - Warehouse Lending
Jim Clark
Jim Clark, Colorado Mortgage Lenders Association, Executive Director
Tim Clune
Playing Golf
Tim Clune, The Mortgage Company, Manager
Scott Colclough
Scott Colclough, Vice Capital Markets, Inc., SVP - Business Development
Beth Costello
Beth Costello, Land Title Association of Colorado,
Brig Coupe, CML
Playing Golf
Brig Coupe, Mortgage Solutions Financial, VP of Risk Management
Al Crisanty
Al Crisanty, Sierra Pacific Mortgage Corporation, Regional Manager
Todd Crowley
Todd Crowley, ANB Bank, EVP/Chief Credit Officer
Michael Cullen
Playing Golf
Michael Cullen, Interfirst Wholesale, Regional Manager
Stacy  Daniels
Playing Golf
Stacy Daniels, First American Title Insurance Company, Account Executive
Jerry Davis
Jerry Davis, LegacyTexas Bank, Managing Director
Julie Davis
Julie Davis, Cherry Creek Mortgage,
Travis DeBrine
Travis DeBrine, Cherry Creek Mortgage,
David  Deitrich
David Deitrich, Home Point Financial Corporation,
Leslie DeVera-Duncan
Leslie DeVera-Duncan, Pulte Mortgage LLC, Sr. Vice President, Operations
Nicole Dillon, CML
Nicole Dillon, Cherry Creek Mortgage,
Mike Eberl
Mike Eberl, National Mortgage Insurance Corporation, Account Manager
Jared P Edmonds, CMB, AMP
Playing Golf
Jared Edmonds, Gateway Mortgage Group - Correspondent Lending, SVP, Mortgage Correspondent Operations
Chris Eide
Playing Golf
Chris Eide, Ascendant National Title, Inc., National Title Sales
Shelley G. Ervin
Shelley Ervin, Colorado Housing and Finance Authority (CHFA), Business Development Specialist
Calvin Ann Evans, CMB, CML
Calvin Evans, Chief Compliance Officer
Nathan Ewert
Playing Golf
Nathan Ewert, Adams Bank & Trust, President of Consumer Banking
Charles J. Ezell
Charles Ezell, People's United Bank N.A., SVP
Dena  Falbo, CML
Dena Falbo, Advantage Credit, Inc., Corporate Account Manager
Dan Federspiel
Playing Golf
Dan Federspiel, Glasston,
Kimberly Federspiel, CML
Kimberly Federspiel, Pulte Mortgage LLC, VP of Processing Department
Matt Feigner
Playing Golf
Matt Feigner, Compeer Financial, VP- Correspondent Lending Division
Elaine Figlia
Elaine Figlia, Optimal Blue, Business Development Manager
Joe Foster
Joe Foster, Pacific Union Financial, LLC, Account Executive
Holly  Frachetti
Playing Golf
Holly Frachetti, 1st Mortgage Solutions USA, AE / Sr. Loan Consultant
Pam A. Francil, CML
Pam Francil, Colorado Housing and Finance Authority (CHFA), Sr. Business Development Specialist
Cindy Franke
Cindy Franke, Moye White LLP,
Paul R. Franke, III
Paul Franke, Moye White LLP, Attorney
Mark Franks
Mark Franks, American Pacific Mortgage, Account Executive
Cathy  Freeman
Playing Golf
Cathy Freeman, Franklin American Mortgage Company, Regional Account Manager
John Freyer, Jr.
John Freyer, Land Title Guarantee Company,
Tanner Fruit
Playing Golf
Tanner Fruit, Adams Bank & Trust, Vice President – Mortgage Banking
Roque Gallegos, CML
Roque Gallegos, Colorado Housing and Finance Authority (CHFA), Collateral Control Specialist
Christopher M. George
Christopher George, Mortgage Bankers Association (MBA), Chairman-Elect
Karen Gladstone
Karen Gladstone, Essent Guaranty, Inc., Regional Vice President
Erin Gold
Erin Gold, Appraisal MC, LLC, SVP Business Development
Jacquelyn Gonzales, CML
Jacquelyn Gonzales, The Mortgage Company, Loan Officer
Kerry M. Goodman
Kerry Goodman, Pro Teck Valuation Services, VP National Sales
Adam Graber, CML
Adam Graber, Pulte Mortgage LLC, Operations Production Specialist
Ernie Graham
Playing Golf
Ernie Graham, Homebot, Inc., CEO
Ken Grant
Playing Golf
Ken Grant, Sprout Mortgage, AE
David W Green
Playing Golf
David Green, The StoneHill Group, Inc., President
Zoë Grogan
Zoë Grogan, Colorado Mortgage Lenders Association, Events and Programs Manager
Brad Groves, CML
Playing Golf
Brad Groves, Universal Lending Corporation, CFO
Debbie Groves
Debbie Groves,
Carrie Gusmus
Carrie Gusmus, Cherry Creek Mortgage,
Tisha Hamari
Tisha Hamari, LenderLive Network, Regional Accounts Manager
Kirsten Hamling
Kirsten Hamling, Cherry Creek Mortgage, Vice President Corporate Marketing and Communications
Daniel Harder
Playing Golf
Daniel Harder, 1st Reverse Mortgage USA, Vice President
Dave Harder
Playing Golf
Dave Harder, 1st Reverse Mortgage USA, Senior Advisor
Marta Harder
Playing Golf
Marta Harder, 1st Reverse Mortgage USA,
Stacey L. Harding, CML
Playing Golf
Stacey Harding, Cherry Creek Mortgage, EVP
Cody Hart
Playing Golf
Cody Hart, Cornerstone Home Lending, Inc., VP - Financial Planning and Analysis
Rushelle Hathoot
Rushelle Hathoot, Land Title Guarantee Company,
Tara Healy, CMB, CML
Tara Healy, Cherry Creek Mortgage, Chief Compliance Officer
Andrea  Heberlein, CML
Andrea Heberlein, Pulte Mortgage LLC, PC Operations Manager
Thomas Charles Helm
Playing Golf
Thomas Helm, Texas Capital Bank, N.A., Vice President
Scott Henley
Scott Henley, Gateway Mortgage Group - Retail, EVP West Division
David Hickey
Playing Golf
David Hickey, Fidelity National Title Company, Manager
Chris Hill
Chris Hill, First Horizon Bank Mortgage Warehouse Lending, VP, Relationship Manager
Stu Hoime
Stu Hoime, CMG Financial, Area Manager
Mike Hole, CML
Mike Hole, Cherry Creek Mortgage, SVP-CIO
Bruce  Holland
Playing Golf
Bruce Holland, First American Title Insurance Company, Sales
Tiffany Howard
Tiffany Howard, Chase, Marketing Manager
Dan W. Howell, CML
Playing Golf
Dan Howell, LenderLive Network, Operations Manager
Gene Humphries, CML
Gene Humphries, Cornerstone Home Lending, Inc., Division President
Susan Humphries
Susan Humphries,
Debbie Hunter
Debbie Hunter,
James Hunter, III
Playing Golf
James Hunter, Cornerstone Home Lending, Inc., SVP Production Colorado
Anthon Ianni
Anthon Ianni, Mortgage Capital Trading, Inc., Sales Director, Northwest
Jim Irisawa
Playing Golf
Jim Irisawa, Community Banks of Colorado, VP
Scott S. Issel
Playing Golf
Scott Issel, Cherry Creek Mortgage, Vice President, CFO
Laura Jackson
Laura Jackson, Cherry Creek Mortgage,
Randy Jackson
Randy Jackson, PitchPoint Solutions, Corp, Director Sales Management
Julie Janssen
Julie Janssen, Sprout Mortgage,
Lonnie L Jenkins
Lonnie Jenkins, Cornerstone Home Lending, Inc., Vice President/Regional Market Manager
Jay E. Jenner, CML
Playing Golf
Jay Jenner, Cornerstone Home Lending, Inc., region manager
Josh Jensen, CPA, CML
Playing Golf
Josh Jensen, Richey May & Co., LLP, Senior Audit Manager
Clark  R. Johnson
Playing Golf
Clark Johnson, Bank of Colorado Mortgage Division, President
Carol Jones
Carol Jones, Cherry Creek Mortgage,
Courtney Jones, CML
Playing Golf
Courtney Jones, FirstBank, Vice President
Terry K. Jones, CMB, CML
Terry Jones, Cherry Creek Mortgage, Vp, Government Relations
Steve Jonsen
Playing Golf
Steve Jonsen, 1st Reverse Mortgage USA, Account Executive
Noah Jordan
Playing Golf
Noah Jordan, Bank of Colorado Mortgage Division, Loan Officer
Jim Kaiser, CML
Jim Kaiser, Cherry Creek Mortgage, Branch Manager
Bruce Karda
Playing Golf
Bruce Karda, Texas Capital Bank, N.A., SVP, National Sales Manager
Tom S. Kelly
Playing Golf
Tom Kelly, Cherry Creek Mortgage,
Thomas Kennedy, CML
Playing Golf
Thomas Kennedy, Universal Lending Corporation, Executive Vice President Production
David Kimball
David Kimball,
Nancy Kimball
Nancy Kimball, Land Title Guarantee Company,
Nora Kimball
Nora Kimball,
Tom Kimball, CML
Playing Golf
Tom Kimball, Land Title Guarantee Company, Vice President - Lender Sales
Christopher Kniker
Christopher Kniker, First Guaranty Mortgage Corporation, Account Executive
Michael Kosakowski, CML
Michael Kosakowski, FirstBank, Senior Vice President
Brad Kostalnick
Brad Kostalnick, Enact Mortgage Insurance, Inside Sales Rep
Ryan Krebs
Playing Golf
Ryan Krebs, The Mortgage Company, Systems Administrator
Kirk Krist
Playing Golf
Kirk Krist,
Nikki V Krukovsky
Nikki Krukovsky, Arch MI, Regional Vice President - Midwest
Kim Kuxhausen, CML
Playing Golf
Kim Kuxhausen, Adams Bank & Trust, Vice President of Mortgage Lending
Cari LaMere
Cari LaMere, Highlands Residential Mortgage, Branch Manager
Dave Landin, CML
Playing Golf
Dave Landin, The Mortgage Company, President
Shanna K Landin, CPA
Playing Golf
Shanna Landin, The Mortgage Company, Mortgage Consultant
Pete H. Lansing, CML
Playing Golf
Pete Lansing, Universal Lending Corporation, President
Susanne Lansing
Playing Golf
Susanne Lansing, Universal Lending Corporation,
Cissy Larkin
Playing Golf
Cissy Larkin, DocProbe (Trailing Documents Made Easy), Director of Business Development
Rex Lau
Rex Lau, Capital Markets Cooperative, SVP
Cynthia L Leonard
Cynthia Leonard, Community Banks of Colorado, SVP
Polly Letofsky
Polly Letofsky,
Jim Lewis
Playing Golf
Jim Lewis, America's Mortgage, LLC, Managing Director
Scott Lichner, CML
Playing Golf
Scott Lichner, Factual Data, Senior Account Executive
Dave Licko
Dave Licko,
Elaine Licko
Elaine Licko,
T.J. Lile, AMP, CML
Playing Golf
T.J. Lile, Integrity Mortgage, Owner
Gil Lopez
Playing Golf
Gil Lopez, AmeriHome Correspondent, SVP, Correspondent Sales
Colin Luba
Colin Luba, PlainsCapital Bank - National Warehouse Lending, VP / Regional Relationship Manager
Greg Lucas
Playing Golf
Greg Lucas, Spruce Land Services, V.P. of Partnerships
Tom Malloy, CML
Tom Malloy, Arch MI, Account Manager
Randy W Martin
Randy Martin, Highlands Residential Mortgage,
Cindy Maul, CML
Playing Golf
Cindy Maul,
Jack May
Jack May, Cherry Creek Mortgage, Loan Originator
Jeff May, CML
Playing Golf
Jeff May, Cherry Creek Mortgage, President & CEO
Kirk McClain
Kirk McClain, Plaza Home Mortgage, Inc., Correspondent Sales Executive
Erica McClure
Erica McClure, Land Title Association of Colorado,
Jake McCormick
Jake McCormick, Cherry Creek Mortgage,
Nicole McCrary, CML
Nicole McCrary, Cherry Creek Mortgage, AVP QC & BSA Officer
Dan McGrew
Playing Golf
Dan McGrew, Pavaso, Chief Operation Officer
Lori Mclaughlin
Lori Mclaughlin, Home Point Financial Corporation, Division Manager
Amanda Mella
Amanda Mella, Sierra Pacific Mortgage Corporation, Account Executive
Deb Meogrossi, CML
Deb Meogrossi, Mortgage Forums, LLC, Owner
Frank Meogrossi
Playing Golf
Frank Meogrossi, Homex Realty,
Jennifer Metzger, CML
Jennifer Metzger, Pulte Mortgage LLC, Processing manager
Natalie Miller, CML
Natalie Miller, Essent Guaranty, Inc., Account Manager-CO & WY
Gwen Molfino
Gwen Molfino, Colorado Housing and Finance Authority (CHFA), Manager of Compliance
Roxanna Montoya
Roxanna Montoya, Goldome/Independent Bank, VP, Account Executive
Jeremy  Moreno
Playing Golf
Jeremy Moreno, Optimal Blue, Regional VP of Sales
Kelly Morgan
Kelly Morgan, NattyMac, Senior Director
Bronwyn D Morrissey
Bronwyn Morrissey, Bronwynmorrissey.com, CEO
Dale S. Moxon
Playing Golf
Dale Moxon, Cherry Creek Mortgage, VP Facilities
Jennifer Napoleon
Playing Golf
Jennifer Napoleon, Cherry Creek Mortgage, Sr. Loan Officer
Denise  Neely
Denise Neely, Valuation Partners, Vice President
Scott A Newman
Playing Golf
Scott Newman, Cherry Creek Mortgage, Vice President - National Production
Mike Nirk
Playing Golf
Mike Nirk, MGIC, Account Manager
Jennifer Norris - Schachterle
Jennifer Norris - Schachterle, Comerica Bank, SVP Relationship Manager
Kodi Nottingham
Playing Golf
Kodi Nottingham, Fidelity National Title Company,
Brian Nowling
Brian Nowling, Larimer County,
Sabrina Nowling, CML
Sabrina Nowling, VP Business and Community Development
Paige Omohundro, CML
Paige Omohundro, Colorado Housing and Finance Authority (CHFA), Business Development Manager
Bob S Pathman
Playing Golf
Bob Pathman, ICE Mortgage Technology, Western Region Director
Mike Pelitere
Mike Pelitere, National Mortgage Insurance Corporation, Regional Managing Director
Ben Peters
Ben Peters, Total Expert Inc., Regional Sales Director
Jennifer Peters
Jennifer Peters, BB&T Correspondent Lending, Vice President, Relationship Sales Manager
Caroline Peterson, CML
Caroline Peterson, Universal Lending Corporation, EVP/National Production Mgr
Ryan James Petterson
Ryan Petterson, North Star Staffing & Consulting, President
Brant T Phillips
Brant Phillips, Colten Mortgage LLC, CEO
Kerry Lane Phillips, CML
Playing Golf
Kerry Phillips, Plaza Home Mortgage, Inc., Correspondent Account Executive
Trina D Phillips, CML
Trina Phillips, Notarize, Account Manager
Julie Piepho, CMB, AMP, CML
Julie Piepho, Adams Bank & Trust, President Consumer Banking
Heath Pierce
Heath Pierce, Veristone Capital, Sales Executive
Angela Pokrywka
Angela Pokrywka, Cherry Creek Mortgage,
Adam Pope
Adam Pope, Credit Plus, Regional Sales Executive
Terri C. Pope
Terri Pope, Capital Markets Cooperative, VP Cooperative Development
Jeremy Potter, CML
Jeremy Potter, Cherry Creek Mortgage, AVP - Compliance
Todd Pruitt, CML
Playing Golf
Todd Pruitt, Cherry Creek Mortgage, Vice President of Production
Joni Radcliff
Playing Golf
Joni Radcliff, Certified Credit Reporting, Inc., Sales
Leah Elizabeth Rainold
Leah Rainold, Cherry Creek Mortgage, Mortgage Loan Originator
Craig Rants
Craig Rants, Land Title Association of Colorado,
jan Reid, CML
jan Reid, Cherry Creek Mortgage, AVP - Compliance
Kim Rembowski
Kim Rembowski, Cherry Creek Mortgage, UW Support Mgr
Jim Renshaw
Jim Renshaw, Land Title Guarantee Company, Vice President - Residential Sales
Ryan Renz
Playing Golf
Ryan Renz, Gateway Mortgage Group - Correspondent Lending, Regional Sales Manager
Abby Reynolds
Abby Reynolds, Colorado Mortgage Lenders Association, Marketing and Communications Manager
Kalen Richey
Playing Golf
Kalen Richey, Richey May & Co., LLP, Director of CX
Kevin Riley
Kevin Riley, CoreLogic|Mercury Network, Account Executive
Paul Robinson
Playing Golf
Paul Robinson, Certified Credit Reporting, Inc., Sales
Bill W. Rudel
Bill Rudel, Factual Data, National Strategic Sales Executive
Mark Schachterle
Mark Schachterle,
Steve Schaefer, CML
Playing Golf
Steve Schaefer, Cornerstone Home Lending, Inc., Portfolio Lending Manager
Mathew Schulz, CML
Playing Golf
Mathew Schulz, Firelight Mortgage Consultants, President
Rick Seehausen
Playing Golf
Rick Seehausen, Cherry Creek Mortgage, Executive Vice Chairman
Darren Shaffer
Darren Shaffer, Cherry Creek Mortgage, Senior Vice President and CTO
Steven L Shields
Steven Shields, Republic Bank, Vice President
Cole Sjoholm, CML
Cole Sjoholm, Fairway Independent Mortgage Corporation, Loan Originator
Jamie  A Slavin
Jamie Slavin, Nova Home Loans, SVP Regional Manager
Cari Smith, CML
Playing Golf
Cari Smith, Midwest Loan Solutions, Account Executive
Lee Ann Smith
Lee Ann Smith, Gateway Mortgage Group - Retail,
Matt Smith, CML
Playing Golf
Matt Smith, Gateway Mortgage Group - Retail, Manager
Chris  Solheim, CML
Chris Solheim, Colorado Housing and Finance Authority (CHFA), Loan Operations Team Lead
Kim R. Starley, CMB
Playing Golf
Kim Starley, LenderLive Network, Senior Vice President Business Development
Tammy Steffey-Wyperd, CML
Tammy Steffey-Wyperd, Pulte Mortgage LLC, Regional Underwriting Manager, VP
Tyler Steigerwald
Playing Golf
Tyler Steigerwald, The Mortgage Company,
David B Stroop
David Stroop, Mortgage Information Services, Inc., Senior Vice President - Business Development
Kevin Struhar, CML
Kevin Struhar, NEST HOME LENDING a JV of Cornerstone, Loan Officer's Assistant
Tim M. Swanson
Playing Golf
Tim Swanson, Moye White LLP, Attorney
Dale Syta, CML
Playing Golf
Dale Syta, Bellco Home Loans, Sr Manager Mortgage Sales
Gary D Tackett
Playing Golf
Gary Tackett, Gateway Mortgage Group - Retail, Area Manager
Heidi Anne Tackett
Playing Golf
Heidi Tackett, Gateway Mortgage Group - Retail, Loan Originator
Jonathan Tallinger
Playing Golf
Jonathan Tallinger, Class Valuation, Chief Growth Officer
Jason Taylor
Playing Golf
Jason Taylor, Computershare Loan Services, VP, Client Relations
Lainey  Taylor
Lainey Taylor, Optimal Blue, Business Relationship Manager
Marc Taylor, CML
Marc Taylor, Caliber Home Loans, Correspondent Sales Executive
Jessie Thompson
Jessie Thompson, Cherry Creek Mortgage, Producing Sales Manager
Stephanie Treusein
Stephanie Treusein, Cherry Creek Mortgage, VP Director National Talent Acquisition
Tamara  Twomey, CML
Tamara Twomey, Pulte Mortgage LLC, VP Regional Processing Manager
Chap VanDongen
Playing Golf
Chap VanDongen, Heritage Title Company, Sales Executive
Christine Vermilyea
Christine Vermilyea, Radian Guaranty Inc., Senior Account Manager
David J. Vida, Jr.
Playing Golf
David Vida, Computershare Loan Services, EVP Business Development & Client Relations
Scott Walker
Playing Golf
Scott Walker, First Horizon Bank Mortgage Warehouse Lending, SVP, Mortgage Warehouse Lender
Dionne Dionne Ward
Dionne Ward, Cornerstone Home Lending, Inc., Sr VP
Dave Warren
Playing Golf
Dave Warren, Fidelity National Title Company,
Benjamin Washa
Playing Golf
Benjamin Washa, Adams Bank & Trust, Vice President – Mortgage Banking
Trey Waters
Playing Golf
Trey Waters, Radian Guaranty Inc., AVP Business Development
Natalie Weaver, CML
Natalie Weaver, Pulte Mortgage LLC, Regional Sales Manager
Bill Wehby
Playing Golf
Bill Wehby, Franklin American Mortgage Company,
Teresa Wehby
Playing Golf
Teresa Wehby,
Kirk Weisler
Kirk Weisler, Team Dynamics, INC, Chief Morale Officer
Becca Wilson, CML
Playing Golf
Becca Wilson, Universal Lending Corporation, Information Technology Manager
Colin Wilson
Playing Golf
Colin Wilson, Universal Lending Corporation,
Elaine Wilson
Elaine Wilson, NEST HOME LENDING a JV of Cornerstone,
Jay Wilson
Jay Wilson, NEST HOME LENDING a JV of Cornerstone, Senior Loan Officer
Jeff S Wolff
Playing Golf
Jeff Wolff, Fidelity National Title Company, Vice-President Business Development
Rhonda S Wolff
Playing Golf
Rhonda Wolff, Cornerstone Home Lending, Inc., Loan Originator
Kimberly Woodcock, CMB, CML
Kimberly Woodcock, NRL Mortgage, Director of Compliance
Jaime Worley
Jaime Worley,
Trey Worley
Playing Golf
Trey Worley, Comerica Bank, Senior Vice President, Mortgage Banker Finance
Jeff Wozer
Jeff Wozer, Speaker/Comedian
Ted Young
Ted Young, Cherry Creek Mortgage,