CMLA News Digest
Welcome to the CMLA News Buzz!
This is your weekly hub of information about what's going on at CMLA.
CMLA News Highlight of the Week!
MBA News Update
Housing Industry Pushes for QM Reform
CMLA recently signed a joint comment letter to support MBA's efforts to ensure the CFPB reforms the Qualified Mortgage (QM) general definition before the GSE Patch expires in 2021. The following two recommendations were made to the CFPB to ensure consumers have access to credit once the GSE Patch expires:
  • Remove the debt-to-income (DTI) ratio threshold as a standalone factor in the QM general definition; and
  • If DTI ratios remain a factor in any form in the QM general definition, allow for industry-accepted, government-approved alternatives to the income and debt verification standards found in “Appendix Q”
If you are interested in learning more about this advocacy campaign, the link to download the full letter is listed below.
View Comment Letter
What's Happening in Membership
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Say HELLO! to our Featured CMLA Members
Westerra Credit union
Westerra Credit Union
Member since 2004
Reliant Bank
Reliant Bank
Join us for these upcoming CMLA Events
Clear Boundaries Safety Course Webinar
Clear Boundaries Webinar
with Christine Beckwith
Weds, October 16th - 11-12 MST
Register for Webinar
S.O.L.D. Safety Seminar
S.O.L.D. Personal Safety Course
with Cheryl Lacy
Monday, October 21st - 9-11am
DTC - Harlequin Plaza
Register for the Seminar
Sponsor the Seminar
Denver Broncos Watch Party
Networking/Broncos Watch Party
Thurs, October 17th @ 6:30pm
Grist Brewing Company
Register for Watch Party
Sponsor the Watch Party
Western Broncos Watch Party
Networking/Broncos Watch Party
Thurs, October 17th @ 6:30pm
Grand Junction TBD
Registration Details Coming Soon!
Digital Mortgage Workshop
Digital Mortgage Workshop
with Bryson Hammond
Thursday, November 7th
Registration Details Coming Soon!
Western Chapter Holiday Party
Western Holiday Party
Dec 4, 2019 - 5-7pm
Rockslide Brewery, Grand Junction
Register for Holiday Party
Sponsor Holiday Party
2019 CMLA Denver Holiday Party
Denver Holiday Party
Dec 11, 2019 - 6-9pm
Breckenridge Brewery Farmhouse
Registration details coming soon!
CMLA Upcoming Events
CMLA has several education trainings, networking events and webinars in the works for 2019. Check back frequently
for more information.
CMLA Event Page
The CMLA Forums - Opportunities for Industry Leaders
Please click the link below for more information
about joining a CMLA Forum.
Learn more about CMLA Forums
Sales Forum - Recruiting Coaching
Sales Forum
October 9, 2019
Recruiting Coaching
by Erin Addesso at Triple Threat
Ops and Compliance Forum - Regulatory Change  Management
Ops & Compliance Forum
October 9, 2019
Roundtable discussion on
regulatory change management
Executive Forum - The New Paradigm of Home Lending
Executive Forum
October 10, 2019
Creating cultures that thrive
in the new paradigm of
mortgage lending, by Al Killeen 
Leadership Forum - Emotional Intelligence
Leadership Forum
November 15, 2019
Jen Shirkani of Prenumbra Group will guide you through activities and exercises to help identify and create a well-developed EQ. 
Learn more about CMLA Forums
Support the Colorado Homeownership Coalition
Colorado Homeownership Coalition
View the CHC Video
Donate to CHC Now!
Colorado Homeownership Coalition
CMLA is YOUR Legislative Advocate in the Mortgage Industry
The Legislative and Regulatory Affairs Committee (LARAC) meets monthly to review proposed legislation and regulatory developments. We routinely comment on legislative and regulatory proposals to state and federal agencies, are active members of the Mortgage Bankers Association (MBA) and we attend the MBA’s National Policy Conference to engage with the Colorado Delegation in Washington, D.C.
Learn More about CMLA's Legislative Efforts
Who is CMLA?
CMLA Mission Statement
The Colorado Mortgage Lenders Association is an organization committed to responsible homeownership achieved through the practice of integrity-based lending. We serve our community through effective education, principled representation and gracious networking to advance free enterprise and the highest ethical standards in the mortgage lending industry.
Meet the CMLA Board
Meet the CMLA Staff
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Colorado Mortgage Lenders Association