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Learn how changes to the Integrated Disclosure Rule will impact critical areas of your business in 2015.

Denver Educational Event


The TILA-RESPA Integrated Disclosure Rule (TRID)

Effective August 1, 2015

Part Two of a Two-Part Education Series: "Navigating the Potholes and Pitfalls"


All residential real estate professionals
are encouraged to attend to understand the impact to transactions and consumers.

This educational event will help provide a smooth ride for the consumer while
navigating the journey on the TRID Road using detours to avoid the potholes and pitfalls.
Learn how the rule will impact critical areas of your business from experts you can trust.

Have questions? Prepare yourself for an extensive Q&A session with the experts.

Event Details

Wednesday, February 18, 2015
9:00am - 12:00pm (Registration opens at 8:00am)
University of Denver
Sturm Hall - Davis Auditorium
2000 E. Asbury Avenue
Denver, CO 80208

Parking is in "Lot L"
2244 E. Asbury Avenue
Denver, CO 80210

Parking is $6 per vehicle
(cash only)

Download Parking Map


FEE INCLUDES: Coffee & Speaker/Panel Discussion

Register NowView Attendees

For additional Integrated Disclosure Rule resources, please visit the CFPB Web Page.

Thank You to Our Sponsors!

Peoples Bank Cherry Creek Mortgage
Land Title Guarantee Company MegaStar Financial Corp.
Sponsorship Perks Price
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  • Logo on event web page
  • Logo on event schedule
  • Recognition at the event



Technology Perspective

Tammy Butler

Tammy Butler

Director of Fair Lending and Compliance, Optimal Blue

Tammy Butler, Master CMB is the Director of Fair Lending and Compliance for Optimal Blue; the nation’s leading pricing engine. At Optimal Blue, Tammy is leading the charge to build Fair Lending and Compliance analytics for the mortgage banking industry. She has combined her knowledge of a practicing mortgage banker, technology developer and fair lending expert, to deliver workable solutions for Optimal Blue clients. These technology solutions provide mortgage banking clients with the arsenal of information they need, to monitor their pipelines real time for fair lending and compliance purposes.

Prior to Optimal Blue, Tammy was the Founder/CEO of Direct Lending Family, Inc., a real time technology solutions provider. Direct Lending Family assisted non-profit home-buying counselors by giving their clients access to the mortgage market in a fair and non-predatory environment. Her clients are among the most impressive consumer housing advocates in the country, and they used her technology and expertise to assist them in providing fair access to credit, in low to moderate areas of the country. NeighborWorks America, National Council of LaRaza and National Community Reinvestment Coalition all private labeled her technology, for the specific use of providing solutions for the clients they serve.

Tammy has worked very closely with her core clients to provide numerous reporting tools from varying systems, and types of data, to formulate comprehensive reports that allow for proper analysis of consumer lending issues. In addition to the primary technology, Direct Lending Family was contracted in the spring of 2011 to provide a historical database of underwriting guidelines and pricing for the specific use of discovering what loan options would have been available to a client on any date in history. This powerful tool was used to check whether a mortgage client was given a fair loan or was steered into another type of product.

Tammy also owned the largest training company in the mortgage industry and was instrumental in developing many educational courses available to the mortgage industry, and to the counseling community. Her management accomplishments include starting an in-house lending division for a Fortune 200 company, which became both the highest volume and profit center within 6 months. In addition, she served as head of production for a large independent mortgage banker turning volume from $150 million per year to $1.2 billion within 2 years, leading them to become the Illinois Mortgage Banker of the year. Tammy is the youngest woman ever to receive the mortgage banker’s highest designation of Master Certified Mortgage Banker (CMB) and is a 1983 graduate of the University of Maryland College Park. Originally from Maryland, Tammy has resided in the Chicago area for over 20 years.

Lender Perspective

Jerra H. Ryan

Jerra H. Ryan, CML

Past President of CMLA, VP of Compliance for Cherry Creek Mortgage Company

Jerra H. Ryan is the Vice President of Compliance at Cherry Creek Mortgage Company and is responsible for aligning regulatory compliance with business strategies. She works to raise the compliance IQ and fluency of mortgage professionals to promote consumer, company, investor and agency protection. Jerra worked as a litigation and regulatory compliance paralegal before entering the mortgage industry over 20 years ago. During her mortgage career, she was a successful producer and branch manager, leading branch production in excess of $250-million per year in “compliant” loans. Following the debut of RESPA 2010, Jerra recognized an opportunity to help colleagues “navigate the gray” of otherwise “black-and-white” rules and left the front lines of production to assume responsibility for leading compliant origination practices behind the lines. She is the past President of the Colorado Mortgage Lenders Association and enjoyed serving on the Board of Directors and leading the Legislative Affairs and Education Committee over the past decade. As a retired swim-and-soccer mom, Jerra is grateful the CFPB was created by Dodd-Frank so she will never be bored and will always have opportunities to respond to “But, why?” questions!

Title Perspective

Diane Evans, NTP

President of American Land Title Association and VP of Land Title

Diane Evans has served the title insurance industry for more than three decades. She joined Denver, Colorado-based Land Title Guarantee Company in 1981 and currently serves as vice president.

A member of the American Land Title Association’s (ALTA) Board of Governors, Diane serves as president. She also is a member of ALTA’s Government Affairs Committee, State Regulatory Advisory Committee, NAIC Committee and Agents Executive Section. Additionally, she has served as chair of ALTA’s Abstracters and Title Insurance Agents Section Executive Committee.

Diane has been active in the title industry in Colorado as well. She served as president of the Land Title Association of Colorado in 2001, served on its Board of Directors from 1992-2002 and continues to serve on its legislative committee. She has served on the Colorado Secretary of State E-Recording Panel, a member of the Producers Council of the Colorado Division of Insurance and the Colorado Division of Insurance Title Advisory Panel. She has served as chair of the State Board of Land Commissioners and on the Colorado State University System’s Board of Governors.

Active in her home town of Castle Rock, Diane has served on various steering committees. She was named the 2002 Business Person of the Year by the Castle Rock Chamber of Commerce, serving twice as its past president. She continues to serve on the Castle Rock Economic Development Council, an organization that she helped found, and on the Town Manager’s Advisory Council.

She and her husband, Roger, live near Kiowa, Colo. They have three children and two granddaughters.

February 18, 2015 9:00 AM through 12:00 PM
STE 399
FORT COLLINS, CO 80528-3430
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Phone: (303) 773-9565
Event Fee(s)
Registration Fee $ 20.00
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